Katrina Hamilton
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    Downtown San Diego - Laughter for the week!

    These Babies Sum Up Real Estate Better Than Any Realtor Could lightersideofrealestate.com

    Cuteness overload! But oh so accurate.

    1 week ago

    Downtown San Diego -

    U.S. Bank Summer Series | Downtown San Diego Partnership downtownsandiego.org

    This event is exclusively designed for the Downtown San Diego community to network and learn more about the U.S. Bank Summer Series. Enjoy hors d’oeuvres, beverages and learn more about the Small Business showcases presented by: Swing Dancing San Diego, Broadway Athletic and Swim Club, and San Diego…

    4 weeks ago

    Downtown San Diego - Downtown San Diego shared a link.

    First-Time Home Buyers Driving Existing Home Sales realtor.com

    Potential first-time home owners were written off due to stagnant wages, tight credit, and a preference for renting, however, they represented 32% of all sales, up from 27% a year ago this time.

    1 month ago

    Downtown San Diego - Come join the fun at East Village Green Public Workshop #2 where you can vote for your preferred Park! Come and share!

    1 month ago
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  • Recent Posts

    FHA Trims Waiting Period for Borrowers Who Experienced Foreclosure

    Borrowers who went through a bankruptcy, foreclosure, deed-in-lieu, or short sale can now reenter the market in as little as 12 months under a new guideline established by the Federal Housing Administration. The more lenient approval process does have some eligibility requirements, such as documentation of “certain credit impairments” and economic hardship. Call me to […]

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    Home Buyers May Face Delayed or Canceled Loans from Pre-Closing

    Source: The New York Times   Home buyers may face an unexpected delay or cancellation of their loan if subsequent financial activity raises any red flags for lenders, especially since Fannie Mae now requires a borrower’s credit to be rechecked right before closing a mortgage.   Borrowers are advised to keep their credit picture in […]

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    Weekly Economic Update

        June 19, 2013 Last Week in Review  Bank of America Economic Outlook   Table Source: Mortgage Success Source There was some good news for the labor sector as Weekly Initial Claims fell in the latest week to 334,000. This was below expectations and the lowest level since early May. The 4-week moving average, which evens out […]

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    Why you Missed the Boat on Record-low Mortgage Rates

    Source: CNNMoney/AOL Real Estate Borrowers who didn’t take advantage of the historically low interest rates likely have missed the opportunity to purchase or refinance using an ultra-low mortgage rate. In the past month, rates have been on the rise and are expected to continue to climb. Fannie Mae’s chief economist doesn’t believe mortgage rates will […]

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    Short sales routinely show up in credit reports as foreclosures

    Source: Los Angeles Times Large numbers of homeowners who have negotiated short sales are at risk because of a startling omission in the credit system. Their credit reports and scores indicate that they were foreclosed upon, rather than having negotiated a mutually agreeable resolution with their lender, and the Federal Trade Commission and the Consumer […]

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    California Home Prices Soar in April

    Source: The Californian Fueled by high demand and tight inventory, California home sales and prices both experienced strong increases in April, with the median price surpassing the $400,000-mark for the first time in five years, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported.  The statewide median price of an existing, single-family detached home climbed 6.3 […]

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    Sellers are Favored in San Diego Housing Market; strange shift that we haven’t seen in years!!!

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    FHA to Hike Premiums on Mortgages

    The Federal Housing Administration, which is the largest insurer of low-down payment mortgages, announced last week that it will raise premiums by 10 basis points, or 0.1 percent, on most of the new mortgages it insures. A borrower opting for a 30-year, fixed-rate mortgage who puts down 5 percent or more will now pay an […]

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    Housing to drive economic growth (finally!)

    Just over half of economists surveyed by CNNMoney identified a housing recovery as the primary driver of economic growth this year. The bursting of the housing bubble plunged the economy into a recession from which it has yet to fully recover. But economists say this could finally be the year that housing lifts us out […]

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    Good News for Under Water Borrowers & Short Sellers

    Late last night, Congress reached a settlement in the “fiscal cliff” negotiations. As a result, the Mortgage Forgiveness Debt Relief Act has been extended for another year. The measure will continue to exempt from taxation mortgage debt that is forgiven when homeowners and their mortgage lenders negotiate a short sale, loan modification (including any principal […]

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